最新报道:Ripple has filed an application for a National Trust Bank Charter with the U.S. Office of the Comptroller of the Currency (OCC) and is seeking a Federal Reserve master account, according to a recent regulatory filing. The move would allow Ripple to operate as a federally chartered bank, enabling direct access to the Federal Reserve's payment systems without relying on intermediary banks. If approved, Ripple could expand its financial services, including custody and cross-border payments, while strengthening its regulatory compliance. The company has emphasized its commitment to working within the U.S. financial framework despite ongoing legal challenges with the SEC over XRP's classification as a security.