Hong Kong Monetary Authority: Regularize the Greater Bay Area cross-border credit information interconnection pilot program, and
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最新报道：According to Caixin, on October 11th, Hong Kong Monetary Authority Deputy Chief Executive Ruan Guoheng announced that the Hong Kong Monetary Authority (HKMA) and the People's Bank of China have decided to formalize the "cross-border credit information interconnection" pilot program, which will begin in 2024. The pilot program will cover the Guangdong-Hong Kong-Macao Greater Bay Area and will begin in Hong Kong and Shenzhen. Participating institutions include seven local retail banks, including HSBC, Standard Chartered, and Bank of China (Hong Kong), and three local credit reporting agencies. According to Coinjie.com, the pilot program has incorporated the Shenzhen-Hong Kong Cross-Border Data Verification Platform. This platform uses blockchain technology with nodes in Hong Kong and Shenzhen. Users independently obtain personal or corporate data from data providers and upload it to a designated platform. A 64-bit hash code is generated using an encryption algorithm. The other party (data user) then matches the data with the same 64-bit hash code, ensuring the legal cross-border transfer of data and preventing user tampering.
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