Mortgage Rates Hold Steady After Small Weekly Decline of 10 Basis Points
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最新报道：U.S. mortgage rates held steady at 6.630% for 30-year fixed loans as of Aug. 8, 2025, following a 10-basis-point weekly drop, with jumbo rates declining to 6.694% while FHA/VA rates stayed elevated. Market uncertainty from Trump-era policy risks and inflation concerns offset Fed rate cuts, maintaining borrowing costs above 6%. Experts recommend borrowers improve credit scores (740+) and lower debt ratios (<36%) for better terms, as pandemic-era homeowners remain locked into historically low rates.
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