Mortgage Rates Dip 7 Basis Points as Market Sees Modest Relief
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最新报道：U.S. mortgage rates dropped to 6.651% on Aug. 5, 2025, marking a 7-basis-point decline, with 30-year fixed loans seeing the sharpest decrease. Jumbo, FHA, and VA rates also fell, though 30-year rates remain above 6% following sustained highs since the 2024 Fed cuts. Analysts suggest 6% rates are achievable if inflation remains in check, but sub-3% levels would require economic shocks. Ongoing policy uncertainties from the Trump era and Fed balance sheet reductions continue to exert upward pressure, prompting borrowers to shop lenders and strengthen credit profiles.
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