Halifax cuts mortgage rates as other lenders hold or raise deals
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最新报道：Halifax reduced select mortgage rates this week while other major lenders maintained or increased borrowing costs. The average two-year fixed mortgage rate rose to 4.81% and five-year fixed deals reached 5.03% for 75% LTV mortgages. Following the Bank of England's decision to hold rates at 4%, Santander withdrew its two-year fixed-rate product for first-time buyers but continues offering higher LTV options. Analysts note mortgage affordability has improved due to previous rate cuts, but uncertainty persists for homeowners transitioning from expiring low-rate deals. HSBC maintained its five-year fixed rate at 4.04% with a £999 fee.
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