最新报道:The first major U.S. stablecoin legislation, the Clarity for Payment Stablecoins Act, has passed the House and is headed to President Trump's desk for approval. The bill establishes federal oversight for stablecoin issuers, requiring them to maintain 1:1 reserves and obtain approval from the Federal Reserve or state regulators. It aims to provide regulatory certainty while promoting innovation in digital payments. Key provisions include consumer protections, interoperability standards, and a two-year ban on algorithmic stablecoins. The legislation marks a significant step in U.S. crypto regulation, though Senate approval remains uncertain. Industry leaders have praised the move as a balanced approach to fostering stablecoin adoption.