最新报道:The U.S. House Financial Services Committee has passed the "Clarity for Payment Stablecoins Act" (H.R. 5403), requiring stablecoin issuers to maintain 100% reserves and introducing a federal regulatory framework. The bipartisan bill, co-sponsored by Chairman Patrick McHenry and Ranking Member Maxine Waters, aims to protect consumers while fostering innovation. It establishes clear rules for stablecoin issuance, custody, and redemption, with state and federal regulators sharing oversight responsibilities. The legislation also creates a pathway for non-bank entities to issue stablecoins under appropriate supervision. Industry leaders view this as a crucial step toward legitimizing stablecoins and enabling broader institutional adoption in the U.S. financial system.