币界网报道：The U.S. Senate passed the "Genius Act," a bipartisan bill aimed at accelerating stablecoin adoption by establishing clear regulatory frameworks. The legislation provides legal certainty for USD-pegged stablecoins while requiring issuers to maintain full reserves and undergo regular audits. Key provisions include creating federal oversight for large stablecoin issuers while allowing state regulators to supervise smaller operators. Treasury Secretary Janet Yellen praised the bill as "a balanced approach to fostering innovation while protecting consumers." Industry leaders from Circle and Paxos welcomed the move, calling it crucial for maintaining U.S. competitiveness in digital finance. The bill now moves to the House for consideration.