U.S. Enacts Bipartisan GENIUS Act: Stablecoin Framework Mandates 1:1 Reserves and Dual-Tier Licensing
-
最新报道：The U.S. House of Representatives passed the bipartisan Clarity for Payment Stablecoins Act, establishing a federal regulatory framework for stablecoins. The bill mandates 1:1 reserve backing for all issued stablecoins and introduces a dual-tier licensing system, allowing both state and federal regulators to oversee issuers. It prohibits unbacked algorithmic stablecoins while permitting insured depository institutions to issue stablecoins under existing banking rules. The legislation also requires stablecoin issuers to disclose reserve composition and undergo regular audits. This move aims to provide legal certainty for the $150 billion stablecoin market while addressing concerns highlighted by TerraUSD's collapse in 2022. The bill now moves to the Senate for consideration.
下一篇
Cardano Primed for Long-Term Rally, ADA Spot ETF to Push Demand to Never-Before-Seen Levels
- Cardano (ADA) is positioned for a potential long-term rally as analysts highlight its stro...
24小时热点
热点专题
414940