币界网报道：Kraken has unveiled its new mobile app "Krak" designed for seamless global payments using both fiat and cryptocurrencies. The free app allows users to send money worldwide without transaction fees, supporting 20 fiat currencies and multiple cryptocurrencies including Bitcoin and Ethereum. Krak features instant settlement, competitive exchange rates, and a user-friendly interface with options for bank transfers, card payments, or crypto wallets. The app currently operates in over 30 countries with plans for further expansion. Kraken's CEO David Ripley stated the launch represents their commitment to making financial services more accessible, noting that Krak eliminates traditional barriers like high fees and slow processing times. The service doesn't require users to have a Kraken exchange account, though existing customers can link their accounts for additional functionality. Security measures include two-factor authentication and optional biometric login. This move positions Kraken against competitors like PayPal and Revolut in the growing market for cross-border digital payments.