币界网报道：Kraken has unveiled its new mobile payment app, Krak, offering fee-free global transactions in over 20 fiat currencies with instant settlement. The app, currently in beta for select U.S. users, allows seamless money transfers between individuals and businesses without requiring cryptocurrency knowledge or holdings. Krak leverages traditional banking rails rather than blockchain technology, distinguishing it from Kraken's crypto exchange services. The San Francisco-based company plans to expand access to more regions later this year, positioning Krak as a competitor to platforms like Venmo and Cash App. Kraken's move signals its ambition to bridge traditional finance with digital assets, though the app initially focuses solely on fiat transactions. Users can fund accounts via bank transfers or debit cards, with no fees for standard transfers and a 3.75% charge for instant card deposits.