最新报道:According to a report from Global Markets on September 26th, several of the UK's largest lenders are moving forward with plans to launch tokenized versions of customer deposits next year. This move by the banks responds to Bank of England Governor Andrew Bailey's call for tokenization technology to be prioritized over stablecoins. The UK Finance Association revealed on Friday that HSBC, NatWest, Lloyds Bank, and others have launched pilot projects using tokenized deposits for payments through online marketplaces. The UK tokenized deposit pilot, which also involves Barclays, Nationwide Building Society, and Santander, will run until mid-2026. It will also test the use of tokenized deposits in mortgage refinancing and digital asset settlements. Although the UK Financial Conduct Authority (FCA) is not expected to finalize stablecoin regulations until the end of 2026, the Bank of England has stated that banks can conduct experiments with tokenized deposits within the existing regulatory framework. Currently, several major banks are simultaneously researching tokenized deposits and stablecoins. Citigroup's CEO stated in July that tokenized deposits could become more important than stablecoins.