最新报道:XRP challenges SWIFT with near-instant settlement and low fees, as SWIFT tests its integration under ISO 20022. Whale accumulation of 340 million XRP ($1 billion) and institutional moves by Gumi and BBVA boost confidence. Trading near $3.02, XRP eyes $3.40-$5 if SWIFT confirms trials by 2025, though risks like $2.50 support remain.