最新报道:According to Bijie.com, Bank of America's latest research report provides an in-depth analysis of the transformative potential of stablecoins in the financial system, noting that despite regulatory controversy, this digital asset has demonstrated unique advantages in cross-border transactions and retail settlement. The report identifies cross-border person-to-person (P2P) payments as the most disruptive application scenario for stablecoins. Compared to traditional banking systems, their settlement efficiency and cost advantages significantly contribute to their potential to become a crucial channel for capital flows in emerging markets. Notably, Shopify's move to allow merchants to accept the USDC stablecoin has been seen as a landmark step in retail penetration, while the recent on-chain repo transaction of UST tokenized bonds further underscores institutional investors' recognition of the stablecoin's settlement capabilities. Regarding market demand, Bank of America estimates the potential demand for stablecoins for U.S. Treasuries to be between $25 billion and $75 billion over the next 12 months, but this is insufficient to shift the supply and demand dynamics in the Treasury market in the short term.