最新报道:According to a new research report from Bank of America Merrill Lynch, as the United States paves the way for the issuance of stablecoins, this digital asset will have a clear and visible disruptive impact on the deposit base and payment system of traditional banks in the next 2 to 3 years. The report emphasizes that real changes will emerge in the medium term. With the integration and popularization of stablecoins, their impact on the existing financial system will become more and more obvious, and banks will face competitive pressure from digital currencies. With the initial implementation of the US stablecoin regulatory framework, the banking industry is at a crossroads between active layout and cautious wait-and-see. The US banking industry is ready for the arrival of the stablecoin era. Judging from the comments of the management of major banks, the industry is actively preparing to provide stablecoin solutions. However, bankers are still cautious and even skeptical about its specific use cases, especially the US domestic payment scenarios. (Phoenix.com)