最新报道:The OBBB Act introduces major reforms to federal student loans, capping them at $100k-$200k and replacing income-driven repayment with 30-year terms, while imposing 1.4%-8% endowment taxes on private universities. Private lenders like Navient (+12% post-OBBB) face rising demand but risks from higher rates and regulatory scrutiny. Universities must demonstrate graduate ROI via "Earnings Premium" metrics amid endowment taxes and research funding changes. Investors are advised to favor lenders with borrower protections and universities diversifying revenue streams under OBBB's financial pressures.