币界网报道:President Trump's "Beautiful Bill" proposes key changes to federal student loan programs, including capping repayment at 12.5% of discretionary income and forgiving remaining balances after 15 years of payments (down from 20 years). The bill also simplifies income-driven repayment plans and expands Pell Grant eligibility. Critics argue it disproportionately benefits higher-income borrowers while doing little to address rising tuition costs. The legislation awaits presidential signature after passing Congress with bipartisan support. If enacted, the changes would take effect for loans disbursed after July 1, 2023.