Majority of Americans Misunderstand Social Security Timing, Costing Thousands in Benefits
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最新报道：A new survey reveals that over 70% of Americans misunderstand key rules about Social Security benefits, potentially costing them thousands in retirement income. Many incorrectly believe they must claim benefits at full retirement age (67 for most) to receive full payments, when delaying can actually increase monthly checks by 8% annually until age 70. The confusion extends to spousal benefits, with 65% unaware that claiming early reduces payments for both partners. Financial experts warn these misconceptions could significantly impact retirement security, urging better public education on Social Security strategies.
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