最新报道:Several crypto firms are actively pursuing banking licenses in the U.S. to enhance regulatory compliance and expand services. Companies like Kraken and Avanti have already secured approvals, while others, including Anchorage and Paxos, are navigating the complex application process. Obtaining a banking license allows these firms to offer custody, lending, and payment services under federal oversight, reducing reliance on traditional banks. However, stringent capital requirements and regulatory scrutiny pose significant challenges. Industry experts highlight that successful applicants could gain a competitive edge by bridging the gap between crypto and traditional finance, fostering greater institutional adoption.