币界网报道:Ripple CTO David Schwartz predicts institutional adoption of XRP will take 3-5 years, citing the slow pace of financial industry changes. Speaking at the XRP Las Vegas 2023 conference, Schwartz noted that while retail investors move quickly, institutions require extensive due diligence and regulatory clarity before adopting new technologies. He highlighted Ripple's ongoing legal battle with the SEC as a key factor affecting adoption timelines, but remains optimistic about XRP's long-term utility in cross-border payments. Schwartz emphasized that blockchain adoption follows similar patterns to past technological shifts, where initial skepticism gradually gives way to mainstream acceptance.