币界网报道：Ripple CTO David Schwartz has outlined plans to integrate the XRP Ledger (XRPL) with traditional finance and decentralized finance (DeFi) ecosystems. Speaking at a recent conference, Schwartz emphasized XRPL's potential to bridge gaps between conventional banking and blockchain-based financial services. He highlighted the ledger's speed, low costs, and scalability as key advantages for cross-border payments and liquidity solutions. The XRPL team is reportedly working on new features, including smart contract capabilities and interoperability protocols, to enhance its DeFi offerings. Schwartz also noted growing institutional interest in XRP as a bridge currency, citing partnerships with financial institutions exploring blockchain-based remittance solutions. The developments aim to position XRPL as a foundational layer for next-generation financial infrastructure