US encryption framework bill stalls amid industry opposition
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最新报道：According to Bijie.com, discussions within the U.S. Senate Banking Committee on the Responsible Financial Innovation Act (RFIA) have stalled. Last week, Democratic lawmakers submitted a counterproposal that included strict restrictions on decentralized finance (DeFi) protocols, specifically a "restricted list" mechanism overseen by the U.S. Treasury to label "excessively risky" DeFi protocols. The blockchain industry reacted strongly, with Summer Mersinger, CEO of the Blockchain Association, warning that the proposal would "effectively ban the development of decentralized finance, wallet development, and other decentralized applications in the United States" and push innovation overseas. Jake Chervinsky, chief legal officer of the investment fund Variant, went even further, calling the Democratic proposal "nonsense" and essentially "an unprecedented and unconstitutional government takeover of an entire industry." Currently, Republicans and Democrats are trading accusations over the bill's revisions, and negotiations have been suspended.
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