最新报道:Major global banks including Santander, Bank of America, Barclays, Citi, Deutsche Bank, Goldman Sachs, MUFG, TD Bank, and UBS are collaborating on a blockchain-based token fully backed by fiat reserves, described as a "1:1 reserve-backed digital currency" operating on a public blockchain. The initiative aims to test whether such a system can improve efficiency and competition while complying with regulations, coinciding with increased political focus on stablecoin oversight following the U.S. GENIUS Act. Analysts warn stablecoins could attract up to $1 trillion in deposits from banks in emerging economies due to their appeal for faster, lower-cost international transfers.