最新报道:Standard Chartered projects up to $1 trillion may shift from emerging market bank deposits into stablecoins by 2028, as dollar-pegged tokens offer households and companies a low-friction alternative to local banking. Analysts note stablecoins effectively serve as "USD-based bank accounts" in EMs, with adoption driven by demand for liquid, 24/7 access despite zero-yield requirements under the U.S. GENIUS Act. Countries like Egypt, Pakistan, and Turkey are identified as highly exposed to deposit outflows, while the global stablecoin market is forecast to reach $2 trillion by end-2028.