最新报道:Yearn Finance, a DeFi yield aggregator launched in 2020 by Andre Cronje, automates yield farming by using smart contracts to optimize returns across platforms like Aave and Compound. Users deposit tokens into vaults, receiving vault tokens that accrue compounded interest, while YFI governance token holders vote on protocol changes. The system simplifies DeFi investing for passive income, though it carries risks like market volatility and smart contract vulnerabilities.