Will Crypto Unbundle The Banks?
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最新报道：The GENIUS Act enables dApps to hold stablecoins for users, potentially allowing retail customers to store cash directly on-chain and spend within expanding service ecosystems. This challenges traditional banks burdened by legacy systems and high fees. Companies like Slash, Fireblocks, and Anchorage Digital are building decentralized banking tools that mimic and surpass traditional models. While crypto faces profitability challenges and incumbent competition from firms like PayPal offering 3.7% yields, blockchain's potential to unbundle banking services mirrors previous digital disruptions in media and technology.
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