Many banks' US dollar deposit rates are still at 3%, but account managers warn that they may be lowered soon.
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最新报道：According to Bijie.com, on September 22 (UTC+8), last week, the Federal Reserve announced a 25 basis point reduction in the target range for the federal funds rate, the first rate cut since December 2024. A visit to several bank branches in Beijing revealed that some US dollar deposit rates remain above 3% and have not yet been lowered. However, relationship managers at several banks generally stated that "interest rate cuts may be coming soon." A relationship manager at Jiangsu Bank's Xuanwumen Branch in Beijing explained, "Currently, the interest rates for US dollar deposits with a minimum deposit of US$5,000 are 2.5% for three months, 2.7% for six months, and 3% for one year. Although interest rates have not yet been adjusted, given the Fed's rate cut last week, the interest rates for the next product may be lowered, and the interest rates for this product will remain unchanged until the end of this month."
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