最新报道:PayDax Protocol (PDP) is building a borderless banking ecosystem for Web3 by merging decentralized finance with tokenized real-world assets (RWAs). It enables peer-to-peer borrowing, lending, and insurance without intermediaries. Users can collateralize crypto or physical assets like authenticated luxury goods to borrow stablecoins at up to 97% LTV. Stakers act as decentralized insurers, earning up to 20% APY, while lenders yield up to 15.2% APY. Backed by institutional partners like Sotheby’s and Chainlink, PDP’s presale is live at $0.015 with an 80% bonus for early participants.