最新报道：Ondo Finance has launched USDY, an interest-earning stablecoin backed by U.S. Treasuries and bank deposits, on the Stellar network, marking the first time a similar product has been made available to Stellar users. Ondo Finance has launched its flagship stablecoin, United States Dollar Yield (USDY), on the Stellar (XLM) network. With the USDY stablecoin now available on Stellar, individuals and small businesses can preserve value and earn interest by saving USDY without losing liquidity for everyday expenses. Institutions can use USDY for fund management, gaining access to a secure, interest-earning asset with 24/7 access. USDY can also be used as collateral for lending in Stellar's DeFi ecosystem. For cross-border payments, balances that would typically sit idle while awaiting transfers can now earn interest until settlement. "The global reach of the Stellar ecosystem, combined with interest-earning assets like USDY, expands the possibilities of on-chain transactions," said Denelle Dixon, CEO of the Stellar Development Foundation. USDY has been integrated into Stellar-based applications, including LOBSTR, Aquarius, Meru, Soroswap, and Decaf Wallet, making it immediately available for the aforementioned use cases. According to Ondo Finance, this marks the first time this type of product—a stablecoin that automatically generates yield from U.S. Treasuries and bank deposits—has been offered on the Stellar network. While Stellar hosts a number of fiat-backed stablecoins, such as USD Coin (USDC) and EURC (EURC), these tokens maintain a fixed value but do not generate yield. Other tokenized assets on Stellar, such as Etherfuse's Stablebonds, offer returns tied to Treasuries, but they function more like bond instruments than stablecoins integrated into payments and DeFi. "Stablecoins unlocked global access to the U.S. dollar. With USDY, we are taking the next step by bringing U.S. Treasuries on-chain in a format that combines stability, liquidity, and yield," said Ian De Bode, Chief Strategy Officer at Ondo Finance.