Onchain Collateral and Its Impact on Crypto Lending Markets
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最新报道：Self-custodial wallets are transforming DeFi lending by enabling onchain collateralized loans with full user asset control, as seen in platforms like Crypto.com Onchain. This shift introduces dynamic, algorithm-driven loan terms and real-time risk adjustments via smart contracts, but also heightens exposure to market volatility and smart contract risks, with non-custodial platforms experiencing 40% higher liquidation rates.
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