最新报道:Stablecoins are diverging between U.S. and emerging markets, with the GENIUS Act establishing a federal framework for regulated, non-yield-bearing instruments in the U.S., while in the Global South, they serve as inflation hedges and remittance solutions. The sector reached $280B and may grow to $2T by 2028. USDT leads payments with 61% share on BitPay, surpassing USDC's 38%. Despite risks like unregulated issuers and reserve opacity, stablecoins account for 40% of global payments in 2025, driven by remittances, corporate treasury, and B2B transactions.