最新报道:Tokenized private credit loans near $16 billion with APRs below 10% as of late 2025, driven by institutional RWA adoption and DeFi integration. DeFi lending TVL surged 72% YTD to over $127 billion, led by platforms like Raze Finance and BlackRock's $2.9B BUIDL fund. Risks include leveraged crypto collateral concerns, but growth continues amid regulatory clarity and European market expansion.