SWIFT Exec Says Banks Will Absorb ‘the Best of Public Chains’
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最新报道：SWIFT Chief Innovation Officer Tom Zschach stated that traditional financial institutions are unlikely to fully outsource settlement to external blockchains, emphasizing that open-source code and transparency alone do not ensure institutional trust. He argued that banks require internally controlled governance, compliance, and legal enforceability, rather than relying on third-party infrastructure like public blockchains. Zschach described Bitcoin and Ethereum as a "substrate" for value transfer but insufficient for trusted settlement without added rules. He predicted finance will absorb the best of public chains on its own terms, rather than adopting crypto-native models. Crypto entrepreneurs countered, asserting true neutrality comes from open, code-enforced protocols, not closed governance systems.
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