Stablecoins Quietly Rewriting the Rules of Global Payments
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最新报道：PayPal has enabled 650 million users to pay with over 100 cryptocurrencies, converting them to fiat or its stablecoin PYUSD for instant merchant settlements. This feature reduces transaction fees to 0.99%, offers near-instant settlement, and supports non-custodial wallets. Regulatory frameworks like MiCA in Europe and new rules in Singapore and Hong Kong are shaping stablecoin adoption, while the U.S. GENIUS Act allows crypto exchanges to offer rewards on stablecoins, raising banking sector concerns.
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