The Privacy Fight May Kill the Digital Dollar Before It Ever Launches
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最新报道：U.S. lawmakers may block the development of a digital dollar due to privacy concerns, following the House's passage of the Anti-CBDC Surveillance State Act in July 2025. The bill, pending Senate approval, reflects fears over government surveillance and financial privacy erosion. While the Federal Reserve continues studying a potential retail CBDC, critics highlight risks of transaction traceability, suggesting privacy-focused alternatives like encrypted stablecoins. Globally, over 90% of central banks are exploring CBDCs, with China's digital yuan already scaling to 180 million wallets by 2024. Key challenges include privacy design, offline functionality, and cross-border interoperability.
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