最新报道:As of September 4, 2025, the average 30-year fixed refinance rate stands at 6.56%, slightly up from the previous day. With the Federal Reserve's September 17 meeting expected to deliver the first rate cut of the year—over 95% probability per CME FedWatch—lenders may adjust rates pre-announcement, though the market remains cautious. Refinancing activity is subdued, with 82.8% of homeowners locked into sub-6% rates as of Q3 2024.