Older student loan borrowers face high delinquency rates as Trump administration ramps up collections
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最新报道：The Federal Reserve Bank of New York reports nearly 18% of student loan borrowers aged 50+ became seriously delinquent (90+ days late) in Q2 2025, up from 10% in 2019. Experts attribute this to older Americans borrowing excessively for children's education or facing financial setbacks after returning to school. The Trump administration has resumed collections after a five-year pandemic pause, though Social Security garnishments are temporarily halted. Financial advisors recommend exploring income-driven repayment plans or temporary forbearance to avoid default, while warning that wage garnishments (up to 15% of disposable income) may resume soon for working borrowers.
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