最新报道：According to Bijie.com, a cryptocurrency scam linked to the DeFi platform Terablock has wiped out over 1,200 investors in Mexico and the United States. Officials estimate the losses to exceed $300 million, dealing a significant blow to families and businesses. The scam promised monthly returns of 7% to 15% by investing in the USDC stablecoin. Investors accessed their accounts through mobile apps on the Apple App Store and Google Play to view their supposed profits. Terablock Incident: Over 1,200 Victims in North America Terablock began promoting its lucrative stablecoin investment program in 2019. Operations abruptly ceased in August 2021, with Terablock citing an unexplained "technical outage." The founder subsequently disappeared, leaving investors unable to access their funds. Following a large protest outside the Baja California Provincial Prosecutor's Office, police arrested a woman identified as Mónica "N" in La Paz on charges of conspiracy to commit fraud. Authorities are also pursuing Javier Elenes and several associates in a joint Mexican-US investigation. One victim told local media that the company claimed to use algorithms to generate trading profits and paid returns to investors, who then recruited others. Furthermore, withdrawals were restricted to specific dates, and high fees were required to convert cryptocurrency into pesos or US dollars. International cooperation is facilitating legal proceedings, but experts warn that recovering losses could take years. "Some have lost their life savings, gone bankrupt, mortgaged their homes...some have even committed suicide in despair over the scam," another victim said. How to Avoid Similar Cryptocurrency Scams Financial regulators recommend thoroughly researching any investment platform. Verify its legal registration, management team, and reputable media coverage. Avoid platforms that promise fixed or unusually high returns, as the cryptocurrency market is highly volatile. Be wary of "limited-time offers" or unsolicited recommendations, even from acquaintances; they could be victims of social engineering. Secure your private keys. If you suspect a scam, immediately stop trading and gather evidence for reporting to the police. Cybersecurity education and heeding official warnings are crucial to mitigating risks in the crypto ecosystem.