最新报道:Ripple acquired fintech firm Rail for $200 million to bolster its U.S. bank charter bid and Federal Reserve access, following the SEC dropping its appeal. Rail's virtual account systems and 55 U.S. money transmitter licenses strengthen Ripple's infrastructure for cross-border stablecoin transactions. While Custodia Bank criticized Ripple's centralized XRP Ledger, Ripple's CTO defended its blockchain technologies. With reduced legal risks and enhanced regulatory assets, Ripple's bank charter pursuit could reshape stablecoin adoption and blockchain integration in finance.