最新报道：According to Bijie.com, on August 8, US President Trump signed an executive order on Thursday allowing alternative assets such as private equity, cryptocurrencies, and real estate to be included in workplace retirement plans. However, some investor advocates warn that while these new investments may offer attractive returns, they also pose significant risks for long-term retirement savers. Jerry Schlichter, founding partner of Schlichter Bogard, a law firm specializing in high-fee 401(k) litigation, said: "The average person's goal is a secure and reliable retirement plan, and new areas like cryptocurrencies or private equity are fraught with dangers for investors." Investment experts generally recommend allocating a core, long-term portfolio to diversified assets that can provide stable returns over the long term (at least for decades). Jerry Schlichter noted that given the long-term upward trend in the stock market, broad-based stock index funds are suitable 401(k) investments. The problem with cryptocurrencies is obvious. While some cryptocurrencies have generated impressive returns, the asset class is too short-lived to prove its security. "Cryptocurrencies have no long-term performance history, and their short- to medium-term performance is extremely volatile," Schlichter said. "If you don't understand the investment, you shouldn't rely on it for your retirement assets."