最新报道:Nigerian fintech platforms are collecting sensitive user data through ambiguous consent methods like checkboxes and OTPs, often leading to unauthorized access to GPS, SMS, and contacts during loan applications. This has resulted in harassment and reputational damage for users. While regulators like the NDPC have fined violators such as Fidelity Bank and Meta, enforcement remains weak as platforms exploit legal grey areas. Experts call for reforms, including transparent consent prompts, revocation tools, and stronger regulatory oversight to restore user trust.