最新报道:Ripple's bid for a U.S. banking license faces fierce opposition from 42 major banks, including JPMorgan Chase and Bank of America, citing financial stability risks and fiduciary concerns. Approval would grant Ripple direct FedWire access and full banking privileges, enabling it to bypass SWIFT and expand its RLUSD stablecoin. Industry observers argue traditional banks fear disruption from Ripple's instant settlements and decentralized liquidity solutions. Despite resistance, XRP supporters remain optimistic, drawing parallels to past failed attempts to block fintech innovations like PayPal and Bitcoin. The decision now rests with U.S. regulators, with potential to reshape crypto-backed finance.