最新报道:27-year-old teacher Sarah Miller reveals how her impulsive spending habits led to $15,000 in credit card debt before discovering budgeting apps and financial literacy resources. The former shopaholic now advocates for personal finance education after paying off her debt in 18 months through strict budgeting and side hustles. "I realized I was using retail therapy to cope with stress," Miller told CNBC, noting her turning point came when minimum payments exceeded her monthly rent. Experts warn such cases highlight growing financial illiteracy among young adults, with credit card delinquencies hitting a 10-year high last quarter.