Ripple CTO Explains Why Bank Partnerships Haven’t Generated Billions in On-Chain Volume for XRP
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最新报道：Ripple CTO David Schwartz clarifies why bank partnerships haven't translated to massive on-chain XRP volumes, explaining that most institutional transactions occur off-chain through RippleNet's payment corridors. While banks use XRP for liquidity, these high-volume transfers are settled outside public ledgers to meet compliance requirements. Schwartz notes this mirrors traditional finance where bulk transactions don't appear on public records, emphasizing that Ripple's technology still drives real utility despite lower visible on-chain activity. The explanation comes amid ongoing discussions about XRP's actual adoption in cross-border payments.
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