JPMorgan Requires Fintechs to Pay for Customer Data Access Amid 1.89 Billion Monthly Requests
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最新报道：JPMorgan Chase now requires fintech companies to pay for accessing customer data through its APIs, handling over 1.89 billion monthly requests. The bank aims to monetize its vast data infrastructure as third-party apps increasingly rely on its services. This move could reshape fintech partnerships, with costs potentially passed on to consumers. Major players like Plaid and Intuit may face higher operational expenses, though JPMorgan emphasizes improved security and reliability as key benefits. The policy reflects growing industry debates over data ownership and fair compensation in open banking ecosystems.
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