最新报道:Median home prices in the U.S. surged to a record high of $450,000 in July 2025, pushing the typical monthly mortgage payment above $3,000 for the first time. The 30-year fixed mortgage rate climbed to 7.8%, the highest level since 2000, as the Federal Reserve maintains elevated interest rates to combat inflation. Housing inventory remains near historic lows, with active listings down 35% compared to pre-pandemic levels, intensifying competition among buyers. Experts warn affordability challenges could persist through 2026 unless construction accelerates or rates decline significantly.