Fed's Policy Inactivity Stabilizes CD Rates at 4.50% APY as Northern Bank Direct Leads Market
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最新报道：The Federal Reserve's decision to maintain current interest rates has stabilized certificate of deposit (CD) rates, with top-yielding CDs now offering around 4.50% APY. Northern Bank Direct leads the market with a 5.25% APY on a 9-month CD, while other banks like BMO Alto and Popular Direct offer competitive rates up to 5.15% APY. Experts suggest locking in these rates soon, as future Fed rate cuts could lead to lower CD yields. Short-term CDs (3-12 months) currently provide the best returns, with longer-term options showing less favorable rates.
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