最新报道:Decentralized finance (DeFi) platforms are fueling a surge in custodial lending, with interest rates reaching 20-30% while default rates climb to 40%. The rapid growth in Bitcoin-backed loans highlights increasing institutional demand, though concerns persist over risk management and platform sustainability. Major DeFi protocols report record TVL as yield-seeking investors flock to crypto lending despite market volatility. Analysts note the sector's maturation but warn of potential liquidity crunches if collateral values drop sharply.