最新报道:U.S. lawmakers introduced the "DeFi Accountability Act" to regulate decentralized finance platforms, requiring them to comply with anti-money laundering and counter-terrorism financing rules. The bill mandates DeFi services to implement identity verification and report suspicious transactions, treating them similarly to traditional financial institutions. Critics argue the proposal could stifle innovation by imposing centralized requirements on decentralized protocols. Meanwhile, the EU finalized its Markets in Crypto-Assets (MiCA) framework, setting comprehensive rules for crypto service providers. The legislation includes stablecoin issuance standards and investor protection measures, positioning Europe as a leader in crypto regulation. Industry groups are analyzing the potential global impact of these regulatory moves.