Bitcoin News Today: FHFA Directs Fannie Freddie to Accept Bitcoin as Mortgage Asset 12% Homebuyers Plan Crypto for Down Payments
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最新报道：The U.S. Federal Housing Finance Agency (FHFA) has directed mortgage giants Fannie Mae and Freddie Mac to accept Bitcoin as collateral for home loans, marking a major regulatory shift toward cryptocurrency adoption in real estate. Under the new policy, approved lenders can use Bitcoin holdings to back mortgages starting in 2025, with initial limits allowing up to 12% of a home's value to be secured via crypto assets. FHFA Director Sandra Thompson stated this move aims to "modernize housing finance while maintaining strong risk management," though lenders must comply with strict anti-money laundering protocols. The decision follows growing demand from younger homebuyers seeking crypto payment options.
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